Beginner’s Guide to Buying a Used Car (2026 Edition)

Buying a used car in Pakistan can feel like navigating a minefield. With the market constantly shifting and “dealers” often masking faults with a quick polish, you need more than just luck. This guide is designed to help a beginner make a smart, safe, and value-driven purchase.

Step 1: The “Needs vs. Wants” Reality Check

Before you open any car-selling app, define your budget. In 2026, a safe budget for a reliable used hatchback starts around Rs. 1.8M – 2.5M, while sedans often cross Rs. 3.5M+.

• Maintenance: Can you afford the spare parts? (Toyota/Suzuki are cheapest to maintain).

• Fuel Economy: If you drive 40km+ daily, prioritize Hybrids or small 660cc Japanese cars.

Step 2: The Physical Inspection (The 4-Zone Rule)

Don’t let a shiny exterior fool you. Use this checklist:

Step 3: The Paperwork (Non-Negotiable)

In Pakistan, a car is only as good as its documents. Never buy a car on an “Open Transfer Letter”—it’s illegal and risky.

1. Original Smart Card: Ensure the name matches the seller’s CNIC.

2. Biometric Verification: This is mandatory. Do not pay the full amount until the seller provides a successful biometric for transfer.

3. Token Tax: Check the Excise & Taxation website/app to ensure taxes are paid up to date.

4. CPLC/Police Check: Ensure the car isn’t stolen or involved in a crime.

Step 4: The Test Drive

Take the car on a bumpy road and a highway.

• Suspension: Listen for “thuds” or “clunks” over speed breakers.

• Brakes: The car should stop in a straight line without vibrating.

• Alignment: Let go of the steering for a second on a straight road; if it pulls to one side, the alignment or frame is off.

The Final Move

Once satisfied, always pay via Bank Transfer or Pay Order. Avoid carrying large amounts of cash for your safety.

Frequently Asked Questions (FAQs)

1. What is the most important thing to check in a used car?
The most critical check is the engine health and chassis integrity. While body scratches can be fixed, a damaged frame or a weak engine (look for blue or white smoke) will cost you significantly more in the long run.

2. Is Biometric verification mandatory for buying a used car in Pakistan?
Yes, in 2026, Biometric verification is mandatory for the transfer of ownership. Never finalize a deal or pay the full amount until the seller provides a successful biometric thumbprint via the Excise system.

3. How can I tell if a car’s odometer has been tampered with?
Check the interior wear and tear. If the steering wheel, pedals, and gear knob are heavily worn out but the odometer shows only 30,000km, the mileage has likely been “clocked” or reversed.

4. Should I buy a car on an “Open Transfer Letter”?
No. Buying on an open letter is now strictly discouraged and legally problematic. Always transfer the car to your own name immediately to avoid legal liabilities and ensure your ownership is documented.

5. Is it worth paying for a professional inspection service?
Absolutely. For a small fee, professional inspectors provide a detailed report on the car’s paint, engine, suspension, and electronics. This can save you from buying a “totaled” car that has been cleverly repaired.