Over 1.5 billion PSX shares held by small investors gained as Pakistani banks ranked among Asia-Pacific’s best, turning record S&P performance into broad-based wealth creation for ordinary shareholders.
PBA Congratulates Industry on Historic Performance
KARACHI January 9, 2026 – The Pakistan Banks’ Association (PBA) extended its heartiest congratulations to the entire banking industry, and specifically to the seven Pakistani banks that have secured positions in the top 15 Asia-Pacific banks in 2025, as ranked by S&P Global Market Intelligence.
This global accolade is not just an institutional victory; it is a win for the common man. With a combined total return of the seven top-performing banks alone, the value creation is massive. It directly benefits the small investors holding over 1.5 billion shares at the Pakistan Stock Exchange (PSX), who are the real owners of this success story.
In a statement the CEO and Secretary General of PBA, Muneer Kamal, highlighted that the sheer volume of shares rallying signifies that the benefits of this performance are reaching the grassroots level of the capital market.
United Bank Limited (UBL) is leading the industry with the highest market capitalization and continues to balance scale with exceptional returns, proving that large-cap stability and agility can go hand in hand.
Public Sector excellence & governance are very much evident in the rankings, with historic performance by the public sector banks. The Bank of Punjab topped the entire Asia-Pacific ranking in terms of total percentage return, followed by the National Bank of Pakistan and The Bank of Khyber. This stellar turnout is a testament of good governance and strategic oversight on the part of the Government and the State Bank of Pakistan.
The list also features the epic turnaround of Bank Makramah and the emergence of Askari Bank, which have uplifted a massive shareholder base.
In the Islamic banking space, Faysal Bank has set a new benchmark of returns, reinforcing the strength of the Shariah-compliant model.
“It is a rarity that banks create such board-based shareholder value” Mr. Muneer Kamal noted. “Even more remarkable is the fact that this is achieved alongside creating real impact and fueling the real economy.”
Citing the latest industry data, the PBA highlighted that banks are actively deploying liquidity to support economic recovery. In FY25, private sector credit grew by Rs. 1.1 trillion, a massive increase compared to Rs 470 billion in FY24, reflecting a strong uptick in both working capital and fixed investment loans.
This growth is inclusive, with the sector achieving a 57% surge in the SME borrower base and amount to SMEs doubling in two years. Simultaneously, the agriculture sector saw a historic rebound, with the borrower base growing from 2.7 million to nearly 3 million, which was on a sliding slope since 2019, and disbursements reaching a record PKR 2.58 trillion. PBA emphasized that this success is powered by cutting-edge digital solutions like ‘Zarkhez-e’.
While the banking sector has shown this robust performance, certain sections of the media have unfortunately misreported the factual position regarding credit flows in the first half of FY26. Contrary to claims of a decline of 79% in Private Sector Credit, the sector credit expanded by Rs 654 billion in the same period (until December). The decline of 79% is based on misreported number of Rs. 395 billion growth in credit in FY26 while comparing last year’s flows. The total private sector loan book actually grew by 6.75% in FY26 (Jul-Dec). This support to Private Sector Credit, particularly Priority Sector Lending persisted despite intense fiscal crowding out, as banks financed a massive Rs 1.95 trillion government borrowing, proving that the sector remains the primary engine of economic support.
Moving forward, PBA vowed to remain focused to continue value-addition for the people of Pakistan. The overarching goal remains twofold: continuing to reward the small investors, holding these billions of shares, and expanding financial inclusion to ensure that the economic benefits reach every corner of the nation.
52 Comments
roulette tactics
References:
avicounsel.com
Awesome blog! Do you have any helpful hints for aspiring writers? I’m planning to start my own site soon but I’m a little lost on everything. Would you suggest starting with a free platform like WordPress or go for a paid option? There are so many choices out there that I’m completely confused .. Any ideas? Cheers!
The next time I read a blog, I hope that it doesnt disappoint me as much as this one. I mean, I know it was my choice to read, but I actually thought youd have something interesting to say. All I hear is a bunch of whining about something that you could fix if you werent too busy looking for attention.
F*ckin’ tremendous things here. I’m very happy to peer your article. Thanks a lot and i’m having a look forward to touch you. Will you please drop me a e-mail?
Hi this is kind of of off topic but I was wondering if blogs use WYSIWYG editors or if you have to manually code with HTML. I’m starting a blog soon but have no coding experience so I wanted to get guidance from someone with experience. Any help would be greatly appreciated!
It’s a pity you don’t have a donate button! I’d definitely donate to this fantastic blog! I guess for now i’ll settle for book-marking and adding your RSS feed to my Google account. I look forward to new updates and will talk about this site with my Facebook group. Talk soon!
Please let me know if you’re looking for a article author for your blog. You have some really great posts and I believe I would be a good asset. If you ever want to take some of the load off, I’d love to write some content for your blog in exchange for a link back to mine. Please shoot me an e-mail if interested. Many thanks!
Saved as a favorite, I really like your blog!
My partner and I absolutely love your blog and find a lot of your post’s to be exactly what I’m looking for. Would you offer guest writers to write content in your case? I wouldn’t mind producing a post or elaborating on most of the subjects you write concerning here. Again, awesome web log!
Thanks for some other fantastic post. The place else could anyone get that kind of info in such an ideal means of writing? I have a presentation next week, and I am on the search for such info.
I have learn a few just right stuff here. Certainly price bookmarking for revisiting. I surprise how much attempt you put to create one of these great informative web site.
There are some interesting deadlines in this article however I don’t know if I see all of them heart to heart. There may be some validity but I’ll take hold opinion till I look into it further. Good article , thanks and we would like extra! Added to FeedBurner as effectively
I have read a few good stuff here. Definitely value bookmarking for revisiting. I surprise how so much effort you put to create this sort of fantastic informative web site.
I am incessantly thought about this, thanks for posting.
Very nice layout and superb articles, very little else we need :D.
Some genuinely quality posts on this internet site, saved to bookmarks.
I do like the manner in which you have framed this specific concern plus it does indeed supply me personally a lot of fodder for thought. However, from everything that I have experienced, I simply trust as the actual responses pack on that people continue to be on point and in no way embark on a tirade of the news du jour. All the same, thank you for this outstanding point and although I do not necessarily agree with the idea in totality, I regard the standpoint.
Fantastic goods from you, man. I’ve bear in mind your stuff previous to and you’re simply extremely great. I really like what you’ve got here, certainly like what you’re stating and the way in which by which you say it. You make it entertaining and you continue to care for to keep it sensible. I can not wait to learn far more from you. This is actually a tremendous site.
certainly like your web-site but you have to check the spelling on quite a few of your posts. Many of them are rife with spelling issues and I find it very troublesome to tell the truth nevertheless I’ll definitely come back again.
Great post, I conceive website owners should larn a lot from this web site its really user pleasant.
Hi there! Do you know if they make any plugins to safeguard against hackers? I’m kinda paranoid about losing everything I’ve worked hard on. Any tips?
Lovely website! I am loving it!! Will come back again. I am taking your feeds also
I have been exploring for a bit for any high quality articles or weblog posts on this sort of space . Exploring in Yahoo I ultimately stumbled upon this website. Studying this info So i’m satisfied to exhibit that I have an incredibly good uncanny feeling I discovered exactly what I needed. I most for sure will make certain to do not put out of your mind this web site and provides it a glance regularly.
What i don’t understood is actually how you’re no longer actually a lot more smartly-preferred than you may be right now. You’re so intelligent. You already know therefore significantly with regards to this matter, made me personally imagine it from so many numerous angles. Its like men and women don’t seem to be interested until it is something to accomplish with Lady gaga! Your personal stuffs excellent. At all times care for it up!
excellent points altogether, you simply gained a new reader. What would you recommend about your post that you made some days ago? Any positive?
Very interesting details you have remarked, regards for putting up.
You are my aspiration, I own few web logs and occasionally run out from to post .
Of course, what a great blog and enlightening posts, I will bookmark your blog.All the Best!
I really enjoy reading on this web site, it contains great blog posts. “One should die proudly when it is no longer possible to live proudly.” by Friedrich Wilhelm Nietzsche.
I together with my buddies came examining the good guidelines found on the website and so the sudden I had a terrible suspicion I had not expressed respect to the blog owner for those techniques. Those young men were so warmed to learn them and already have in reality been enjoying those things. Many thanks for being indeed kind as well as for picking out these kinds of ideal things millions of individuals are really needing to know about. My personal honest regret for not expressing appreciation to sooner.
I like the helpful information you provide in your articles. I will bookmark your weblog and check again here regularly. I’m quite sure I’ll learn a lot of new stuff right here! Best of luck for the next!
Real clear site, thanks for this post.
you are truly a just right webmaster. The website loading speed is amazing. It kind of feels that you are doing any unique trick. Also, The contents are masterpiece. you’ve done a great activity in this topic!
I’ve read several good stuff here. Certainly price bookmarking for revisiting. I wonder how much attempt you place to make this type of great informative website.
Just what I was searching for, thankyou for posting.
Great write-up, I am normal visitor of one’s web site, maintain up the excellent operate, and It is going to be a regular visitor for a long time.
I think you have observed some very interesting points, thankyou for the post.
Whats up very nice website!! Guy .. Excellent .. Superb .. I will bookmark your website and take the feeds alsoKI’m happy to seek out numerous useful info here in the publish, we’d like work out more strategies on this regard, thank you for sharing. . . . . .
I do agree with all the ideas you have presented in your post. They’re very convincing and will certainly work. Still, the posts are very short for novices. Could you please extend them a bit from next time? Thanks for the post.
I think this is among the most important information for me. And i’m glad reading your article. But want to remark on few general things, The web site style is perfect, the articles is really excellent :D. Good job, cheers
A lot of of whatever you say happens to be supprisingly appropriate and it makes me wonder why I had not looked at this with this light previously. This article really did turn the light on for me personally as far as this topic goes. But at this time there is 1 factor I am not really too comfy with so whilst I attempt to reconcile that with the actual core idea of the position, permit me observe what the rest of the readers have to point out.Very well done.
It’s really a nice and helpful piece of information. I’m glad that you shared this helpful info with us. Please keep us informed like this. Thank you for sharing.
Keep functioning ,great job!
I am continuously browsing online for articles that can facilitate me. Thank you!
We’re a group of volunteers and starting a new scheme in our community. Your website offered us with valuable info to work on. You have done an impressive job and our entire community will be grateful to you.
I really enjoy examining on this website , it contains good content.
Hey There. I found your blog the use of msn. That is a very neatly written article. I will make sure to bookmark it and come back to read extra of your useful information. Thanks for the post. I’ll definitely comeback.
Very interesting subject, appreciate it for putting up.
You made some decent points there. I regarded on the web for the difficulty and found most individuals will go along with along with your website.
Sweet site, super layout, rattling clean and apply genial.
I am really impressed with your writing abilities as smartly as with the structure to your weblog. Is that this a paid subject or did you modify it yourself? Anyway keep up the nice high quality writing, it is uncommon to peer a great blog like this one nowadays..
Very good website you have here but I was wondering if you knew of any message boards that cover the same topics discussed here? I’d really love to be a part of group where I can get feed-back from other knowledgeable people that share the same interest. If you have any recommendations, please let me know. Thanks a lot!